This post may contains affiliate links. If you click one and make a purchase, I'll earn a small commission at no extra cost to you. To learn more Read the full disclosure here.

· ·

Top 5 Awesome Money-Saving Apps To Use In 2021

2020 is gradually coming to an end, so we should start planning for 2021. This year has been great, but we must not forget that so many top apps will save you money in the coming year. This article will outline the best money-saving apps you need to download today.

Shopping either in the shop or online can be time-consuming and expensive with increasing prices every day. So with these money-saving Apps, we can easily get great savings. Load your smartphone up with these effective top money-saving apps, and you’ll have more money in your pocket in no time!

Most of these apps are free and can be downloaded on either IOS or Android, while others have monthly subscriptions. Apps rewards are easy to save you money when shopping online or in-store. 

Here are the top 5 best money-saving apps to save money  

1. Ibotta: Best App for Grocery Shopping

ibotta logo

Ibotta is the number one reward or cashback app on my list is Ibotta. It is a grocery shopping app that rewards you in cash for making purchases at your favorites stores that you already frequent.

Review the offers before each grocery shopping trip. Add the items you need to your list to snag the cashback rewards. And guess what, you don’t need a coupon clipping.

You have to redeem which items you want to be discounted in the store and take a photo of your receipt through the app.  You’ll see a collection of offers for cashback on specific items, and that’s it!

This app is better when shopping in person, although it can also shop online and get cash back. Ibotta chrome extension is available on the chrome browser.

You get $10 in your account when you sign up and redeem your first rebate in the first 15 days!.  You’ll receive your partial refund credit in your Ibotta account within 24 hours. You can also earn cash rewards for linking a store loyalty card to your Ibotta account or making mobile purchases using the shopping app. 

Stores on Ibotta: You’ll find popular stores that partner with Ibotta, including Walmart, Walgreens, Sam’s Club, Target, Whole Foods Market, CVS, Kroger, and much more. Credits are issued for various deals, but groceries tend to be the most popular on Ibotta. 

The minimum payment threshold is $20; once you reached the  $20 in Ibotta credit, you can request a payout to your PayPal or Venmo account. You can also redeem popular gift cards in exchange for your Ibotta credit earned.

2. Rakuten reward: Best App for Shopping Online

Rakuten Logo

Rakuten reward is an online shopping portal that partners with thousands of retailers to give you cashback when you shop and spend money, and it is one of the best money-saving.

This app is one of my favorite shopping apps. It does mobile shopping smoothly, and it is rewarding. Shopping on Rakuten is easy, and you can use both on the Rakuten app and a browser. Rakuten shop earns get you cash can be used any time.

All you have to do is go on their website, find the store you want to shop online, and then they’ll tell you how much cashback you’ll get at that store. The money will be rewarded to your account and can be paid to you by check, Paypal, or donated to a charity of your choice. You get $10 in your account when you sign up here.

Stores on Rakuten: You’ll find popular stores that partner with Rakuten, including Walmart, Walgreens, Amazon, Best Buy, JCPenney, Kohl’s, Macy’s, Nordstrom, Old Navy, Priceline, and Target are just a few stores that Rakuten pays cashback to shop on.

Payout Minimum and Method: Rakuten pays your cashback rewards quarterly. It can be a paper check, a PayPal deposit, or a transfer to a charitable cause, friend, or family member.

3. Dosh: Best App for Shopping In-Store and Online

Dosh logo

Dosh is another money-saving Apps, is a cashback shopping app that applies online, in-store, and at restaurants. All you have to do is link your card to the app once and enjoy cashback benefits over and over just by doing your normal shopping all day.

The app can be used when dining at your favorite restaurant, so enjoy cashback while eating a delicious meal. Dosh will automatically get you up to 10% cashback! This app is similar to Rakuten’s reward. Sign up for Dosh and earn your first $5 cashback when you link your first card.

I like Dosh because you can save money and get cashback without even thinking about it.

Stores on Dosh: You’ll find popular stores that partner with Dosh, including Walmart, Nike, Gap, Forever 21, Fitbit, Sam’s Club, Callaway, Patagonia, Snapfish, Hilton, and Jack in the Box.

Payout Minimum and Method: Dosh has a minimum balance requirement of $25 before you can cash out your earnings. But once you’ve crossed the threshold, that money goes straight to your bank account via Direct Deposit or PayPal account.

Related Content:

4. Honey: Best App for Discount / Coupon Codes

Honey logo

Honey is one of my favorite chrome extensions for coupon codes; I ensure that I run it before ordering. It gives you the best deals available on the internet, and you don’t need to test every single coupon.

Now, the Honey browser plug-in will automatically test every coupon code available and apply it to save you the most money. 

For example, you want to shop at any shop, and the app (and its Chrome extension) can find coupons, promo codes, and deals for you.

Honey always looks for the lowest price when you shop at Amazon.

If you spend a couple of thousand dollars per year on Amazon, getting the best price helps me save big.

Use Honey to find the best coupon/discount with one click of a button. It helps to find the lowest prices of the product on any product with one click. It also browses price history to see if the product has increased or decreased.

Honey works on all major browsers and lists over 37,000 retailers. You can use Honey to watch price history for over 90 days. It shows you expired and current coupon codes; it is a great money-saving Apps. 

5. Raise: Best App for gift cards

Raise Logo

Raise is another money-saving app that has an amazing marketed place to shop for discounted gift cards. With raise, you can get the lowest price for a gift card and earn a point. It’s the perfect app to check for discounted gift cards right before making any online or in-store purchase.

Before going to a restaurant or doing any shopping, whether it be online or in the store, check on  Raise and buy a discounted gift card to maximize your savings. You sometimes get up to 15% off of your total purchase price. 

Stores on Raise: Find great discounts on gift cards to Regal Cinemas, Starbucks, Outback Steakhouse, Red Robin, DSW, Nordstrom, IHOP, Barnes & Noble, Nike, and many more.


With these apps, you can make great savings when making online or in-store purchases. You can download a few of these top money-saving Apps and get maximum savings whenever purchasing without too much stress.   These are the best money-saving apps that that stand out. 

You may be asking how these apps and cashback services make money. They’re basically an affiliate, which means they get a portion of what you purchase at no cost, and you get the other half.

What Are Your Favorite Money Saving Saving Apps?

If you’re not using any of these apps yet, I strongly encourage you to give some of them a try. Since they’re all free to use, all you need to do is install them, and you are good to go. Us these apps while shopping for your best items, either online or in-store.

Do you have a money-saving app that you can’t live without?

Let me know in the comment section.

More reading:

Best Mobile Payment Apps in 2020: Make Your Smartphone a Wallet

Top Money Management Apps To Help You Manage Your Money

Please follow and like us:

Similar Posts


  1. Wow! I love all these app options as I am not a great app finder for things. Definitely going to try these out…thanks!

    1. Thank you for reading Susan. I am glad you love the apps, go and try them out.

      1. Such a great list! Would love to try Honey. Thanks for the recommendations!

  2. There are so many to choose from so it’s helpful to see this list compiled!

  3. This article is so helpful! I haven’t used money saving apps before, I’m definitely going to try one now!

    1. Great article and tips indeed!

      These apps look good and gonna try them out later today!

      1. Thank you Travor for stopping by.. Give them a try, I bet you will not regret it..

    2. Thanks! This is much needed. Anything that will help me stay on budget or under is a tremendous help.

  4. Love this! I have been hearing a lot about Rakuten. When you use it with Amazon, can you still use your Amazon Prime account?

  5. All awesome apps. Undoubtedly the best in their own manner. Great information just in time for holiday season.

  6. I love Ibotta and Fetch. I don’t do a lot of online shopping, but I would definitely give some of these a try if I started!

    1. Thanks, Megan for stopping by… Definitely give it a try, I know you will like them.

  7. These are great. Haven’t used Honey, so I’ll have to give it a try

    1. Thank you Carlyn for stopping by.. Honey is one of the best, you should definitely try it out…

  8. Wow, this is a really good list. I use ibotta all the time. I haven’t heard of honey before. I will have to give them a try. Thank you for putting this list together.

    1. Thanks EJ, honey is one of the best… Just add it to your chrome extension and you are good to go.

  9. I have all except Raise. This is my first time hearing about it. I’m going to check that one our. Thank you.

  10. Thank you for this post! As a stay at home mom (aside from a part time nanny job) I am always looking for side hustles to bring in extra money for my family. I have only used Ibotta from your list and I LOVE it. It did take some time to get used to it and learn how to use it but it has been well worth it. I am going to give the other apps a try and see how it goes!

Leave a Reply

Your email address will not be published. Required fields are marked *