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18 best money-making apps for Android and iOS – 2022

App developers are constantly trying to increase download rates and reward users for using their apps, while businesses are also looking for ways to get new customers. This is the primary reason why there are now a lot of money-making apps in play stores worldwide.

It’s not that these apps will start spewing out money as soon as you download them, but they pay you for doing several tasks ranging from taking surveys to playing games to rendering services or completing tasks.

I categorized money-making apps into six different categories to help you understand how each of these apps works:

  • Free money-making apps
  • Selling apps
  • Side Hustle apps
  • Cashback apps
  • Game apps
  • Investing apps

Some money-making apps require specific skill sets, while some involve users being car owners in a specific geographic location. Some may even involve monetizing your skills or getting paid for daily tasks.

In the same vein, other apps don’t require any skill set, but you get paid for taking surveys or playing games.

Money-making apps that work

Here are 19 money-making apps that range from free to service-based and require different skills.

  1. Survey Junkie
  2. Swagbucks
  3. Inboxdollars
  4. Foap
  5. eBay
  6. OfferUp
  7. Fiverr
  8. Uber
  9. Gigwalk
  10. DoorDash
  11. Turo
  12. Rover
  13. Rakuten
  14. Ibotta
  15. MistPlay
  16. Acorn
  17. Arrived
  18. Fundrise

FREE MONEY-MAKING APPS

These apps do not require any specific skills, but you get paid for taking surveys, completing daily tasks, or even giving reviews.

After you complete a task, you earn redeemable points for gift cards or cash rewards that are paid directly to your PayPal account.

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These are the best free money-making apps:

  1. Survey Junkie

Inarguably one of the best survey sites out there where you get paid for taking surveys. Survey Junkie has a minimum payout of $5, and although there is no specific bonus for signing up, you do get a list of high-value tasks.

Survey Junkie

These high-value tasks help you get to the $5 mark faster because they give you lots of points to convert.

It is available for both Android and iOS devices.

  1. Swagbucks

Asides from taking surveys, there are tons of other simple tasks that you can do without any skill on Swagbucks. You can play games or shop at affiliated stores to earn more points. When you shop at affiliated stores and get paid, it is referred to as cashback.

All your points are converted to cash, and you can decide to redeem the cash gifts for gift cards.

Swagbucks

You earn more from the cashback than from taking surveys, although it also depends on the price of the items you buy and the cashback percentage.

Receiving rewards can take ten business days, and points can be hard to get. But you do earn 10% for each referral you make.

There’s no minimum withdrawal for Swagbucks, and it is available for both Android and iOS users.

  1. InboxDollars

Owned by the same company as Swagbucks, Inboxdollars also lets you earn money through surveys and other tasks, with the main difference being that you can also get paid to read emails while being paid directly with cash.

InboxDollars

This means that on InboxDollars, each task is rewarded with money instead of points.

The minimum withdrawal is on the high side at $30, but you get a $5 sign-up bonus. It is available for both Android and iOS users.

SELLING APPS

You get paid for selling your stuff on these types of apps, ranging from household items to personal clothes, etc. Some platforms take a certain percentage of your income as commission, which can be as high as 20-30%, depending on the platform.

These are the best selling apps:

  1. Foap

Foap is a high-profile app that lets you sell your photos for money. You can sell these photos severally to different users.

Foap

It also gives you missions to complete where you create feedback videos for specific brands in exchange for rewards.

There is no minimum withdrawal, but you get paid monthly through PayPal.

It is available for Android and iOS users.

  1. eBay

Everyone loves eBay because you can sell items to people beyond your geographic environment. However, the shipping cost is on you.

You can sell electronics, cars, and collectibles on eBay for reasonable prices, even if they are used goods.

eBay

Also, you can add shipping costs to your prices as you fix them. Added to the fact that it is a large selling platform, you have access to millions of potential buyers for each of your uploaded products.

It is available for both Android and iOS users.

  1. OfferUp

OfferUp is one of the good apps for selling old goods. You list the items you intend to sell on the website to an audience base that is both local and international. 

Add your description and set a price yourself.

OfferUp
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You can also message users or potential buyers directly through the app, and listing items is relatively easy.

Although you have to pay for delivery services, you aren’t responsible for shipping fees.

You are paid immediately for local transactions but must wait for seven working days for shipped items. However, OfferUp doesn’t currently offer services outside the US. 

Available for both Android and iOS users.

SIDE HUSTLE APPS

Side Hustle apps are usually service-based, i.e., you get paid for the services you render. The good thing is that most of these apps allow you to set your rates and only pick up services that you can deliver.

These are the best side hustle apps:

  1. Fiverr

Fiverr is one of the largest freelancing platforms in the world. Fiverr connects buyers with sellers and offers more than 200 services for hire.

Fiverr

Now, this is where skills come to play: depending on your skill, you get connected to a buyer who needs your services. 

It could be as a virtual assistant or an app developer. All you need to do is download the app, set up your seller profile, and you are good to go.

You set the prices yourself, and payments are made once the service is completed. However, the platform takes a small percentage commission.

Available for both Android and iOS users.

  1. Uber

Globally known and trusted. Car owners can supplement their income or go full-time with Uber. You get to make money by being a driver-for-hire.

You can also make food deliveries as well with Uber EATS.

Uber

Using Uber, you can earn as high as $2,000 or more monthly.

You need your driver’s license and a car, and simply sign up as a driver on the platform.

The platform connects you to people in your vicinity who need a lift or a driver-for-hire.

Available on both Android and iOS Play stores.

  1. Gigwalk

Gigwalk is an app that pays you based on your ability to carry out job services, usually called gigs.

These gigs usually involve customer feedback. Companies that partner with the brand will offer a gig that involves users checking out their local store, trying out products, or describing how specific products are being displayed in retail stores.

Users get paid when they correctly carry out each task; these tasks get approved, and the money is paid to your account. 

Gigwalk

The amount varies depending on the complexity of each task. It is available for both Android and iOS users.

  1. DoorDash

If you are interested in making deliveries, this app has it all. All you need is your car, driver’s license, and insurance. 

DoorDash

The unique feature of DoorDash is that you don’t have to be online all day, but you can sign up for a specific time you can be available. It’s like a shift or dashes.

This allows you to fix a time that suits your schedule and increases the probability of getting customers because not everyone is working simultaneously. You might be the only one within your vicinity.

It is available for both Android and iOS users.

  1. Turo

If you are working a 9-5 and need a side gig without doing anything, Turo might be your best bet.

Do you have unused cars in your garage? 

Turo borrows your car (any car) and gives Turo users who use it as cabs or hired vehicles.

Turo

What’s great is that you can earn as high as 65% – 85% of the trip fare without doing anything.

There’s insurance to cover your car in case of damage or theft. You also get an option to select the kind of person you want using your car.

It is available for both Android and iOS users.

  1. Rover

Are you trying to get money while being close to pets? Rendering pet-care services is probably an option.

Rover
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Through this app, you can connect with pet owners within your vicinity who are looking for pet-care services.

You get to set your rates and schedule. You can get paid as high as $50 or more depending on what services are needed.

Rover is available on Android devices.

CASHBACK APPS

Cashback apps give you a certain percentage back after purchasing from affiliated stores. These purchases can either be made online or in-store. The most important thing you need to note from these apps is that payment is only made based on your purchase, and the percentage back differs with each purchase.

These are the best cashback apps:

  1. Rakuten

If you search for the best and highest-paying cashback apps, you will probably see Rakuten

Rakuten

Formerly known as Ebates, this app can get you as high as 40% cashback when you shop at specific stores.

The amazing thing I love about Rakuten is that it has over 2,000 affiliated stores that you can shop both online and in-store. 

When you get the app, you can actually link your credit or debit cards to the app and carry the card with you when you want to shop in-store.

Minimum withdrawal is as low as $5, but you get your payments quarterly (every three months).

It is available for both Android and iOS users.

  1. Ibotta

Ibotta is also a big name in the cashback world, where you earn a $5 sign-up bonus.

Ibotta

It is a bit different from the Rakuten app regarding how it works. You have to scan the barcode of your bought items and upload the receipt pictures. Afterward, you have to watch a few second video clips before the money is deposited in your account.

But, the free money makes it worth it.

The minimum withdrawal is $20, and this app is available for both Android and iOS users.

Ibotta uses both PayPal and Venmo.

GAME APPS

Have you ever imagined getting paid for playing games? If you spend a lot of time playing games, then you might as well make extra free cash while doing it.

Mistplay is topping the charts of the best game-playing apps available.

  1. MistPlay

Named the #1 Loyalty program for mobile Gamers, you can get rewarded for playing games with your Android phones. You get rewarded with points that you can exchange for cash or gift cards.

MistPlay

Affiliated with major companies like Amazon, Starbucks, Nintendo, and a few others, you can exchange your cash for redeemable gift cards at these affiliated shops.

The minimum withdrawal is $5, although its equivalent is 1,500 points.

You can download it on the Google Play store.

INVESTING APPS

I added these to the list because, aside from the fact that you need a bit of capital to start, it lets you invest minimally with a possibility of a high ROI. 

The best thing I love about investing apps is that they give users the ability to invest a small amount of money while helping them earn from dividends, shares, and value appreciation.

These are some of the best investing apps you’ll see out there:

  1. Acorns

Acorns is a mobile app with features designed to help you save money and make money. 

The Roundup feature helps you save a percentage of your money whenever you purchase at any store. It takes money from your checking account and automatically invests it into a mutual fund.

Acorns

The Acorns Earn feature gives you cashback when you shop at affiliated shops. The percentage varies with each retailer and can be up to 10% in some cases. So, almost like a discount offer or a commission, it is free money.

It is available for both Android and iOS users.

Sign up for Acorns Here

  1. Arrived Homes

Arrived Homes is an investment website that lets you buy shares of landed properties at affordable prices and earn them through rental income.

You can also earn passive income when these properties appreciate. This is a sweet way to invest in real estate long-term.

Arrived Homes

There are several reasons why this app stands out, including the fact that the company itself is made up of real-time investors, and users do not need to pay maintenance fees for any of the properties.

  1. Fundrise

Have you ever imagined being able to invest in real estate without having thousands in the capital? Well, Fundrise lets you invest in real estate starting from as low as $10.

Fundrise

When the value of a property increases, your money also increases, depending on how much you invested.

For instance, if I invest $200 on a $2,000,000 property which increases to $2,500,000. There’s a 25% increase in the property, meaning that your $200 will increase by 25% to give you $250 without doing anything.

This app is available for Android and iOS users.

Common FAQs on money-making apps

How do I make money through an app?

You can make money through apps by completing tasks, taking surveys, or playing games. When you complete each task, you get credits that can be converted to cash or gift cards. 

Each app has its way by which users earn on their platform, so be sure to do proper research before using any money-making app.

Is it legit to make money through apps?

Yes, it is legal and safe to make money from apps. Yes, there is a downside because some apps are just plain scams, but you can be sure that legit money-paying apps will have pages that reflect their legal standings, disclaimer policies, terms, and conditions.

Read through these documents to know the details required from each user to avoid being hacked and spammed.

How do you avoid being scammed?

When you decide which app to download, check their reviews and ratings. This helps you know what users experience and also focus on user complaints.

What are the best money-making apps?

Some of the best money-making apps include Survey Junkie, Swagbucks, Acorns, Arrived Home, Rakuten, Ibotta, Fiverr, Mistplay, Foap, Turo, and many other good money-making apps.

Final Thoughts – Money-making apps

There are many available options when it comes to making money online. Money-making apps will probably not make you rich, but they can be a legit way to earn income on the sides while focusing on a business or having a 9-5 job.

These apps are guaranteed to help you make substantial money on the side.

Which of these apps are entirely new to you? Have you had a bad experience using any of these apps, or do you intend to try them? Let’s share the money when you do!

RELATED: 123 Easy Money-Saving Tips for Students and Young Adults – 2022

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