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You may have a great job, a befitting home, and an excellent retirement plan, but have you ever thought about how you can invest in yourself? One of the best gifts you can give yourself in by investing in yourself and your future.
To invest in yourself deals with more than the superficial riches; however, it means you are learning, improving, and enhancing your self-awareness. This is the only way to get the best out of yourself every day.
So, how do you achieve this feat? It would be best if you began with monitoring and evaluating your daily habits. Look out for your high-performing as well as the low-performing sides. This means you need to have a plan; that way, you can accomplish your goals in bits.
In other to invest in yourself, you need to consider two personal resources: Time and Money. You can create a better and amazing future by investing in these two personal resources.
Here are some incredible ways you can invest in yourself to create an amazing future.
1. Set Goals
If you wish to have a better future, the first step to achieving this is to set realistic goals for yourself; then, you can accomplish them. Before you sleep at night, please write down your goals for the next day, as they will help keep you on the right track.
For instance, when you have goals, decision-making becomes easier because you have a clear focus, and you can prioritize the activities you spend time on.
Always be a goal setter to help you identify the right things to focus on and avoid things that don’t matter.
When setting your goals, use the SMART model -Specific, Measurable, Attainable, Relevant, and Timely.
2. Practice Proper Time Management
Time is among the most precious resources everyone has; therefore, you must manage it effectively.
Always create a checklist of your proposed daily activities and assess your performance in the evening.
You may be surprised at how much time you spent on unproductive activities. After the evaluation, create a schedule that focuses on keeping you on the productive side.
The greatest distraction of our time is social media, if you can avoid or manage the time you spend on social media, you would manage your time effectively.
3. Choose the Right Friends
Truthfully, the friends we keep have a major impact on how we think and behave, which means that keeping the right ones helps us develop.
Whatever you wish to achieve in life, find people with the same vision, and make them your friends.
If you spend more time with people who challenge you to be better, you are only steps away from achieving success. The friends we choose will help in charting our destiny, either positively or negatively. So, choose your friends wisely.
4. Expand Your Network
Networking is more than interacting with a group of like-minded people. Networking involves showing care, investing in people’s lives, and helping them work their way up the ladder. They will do so for you in return.
People often consider this process to be hard and time-consuming, but it is the exact opposite. A call, an email, or time spent over lunch is enough. Not only will you learn a lot, but you’ll also develop some excellent relationships.
With time, you get to build a network that will help you grow, and you will agree with me that this is a good way to invest in yourself.
This will also allow you to meet and interact with like-minded individuals.
Do you love to travel around the world as I do? I have been to five countries on three continents. I love to meet new people and learn things I am not familiar with. How do I do that? I do that by traveling.
Traveling helps you expand your knowledge, meaning you should do that as many times as possible. Rather than spending money on short-term items, why not save up and create long-term memories by traveling?
Meanwhile, traveling gives you more exposure to new cuisines, cultures, and languages. Connecting with new people and listening to their experiences will give you a better perspective on life. So, traveling is not an expense but a way to invest in yourself.
6. Read Books
One of the best ways to invest in yourself is by reading books. This can be audio or hard copy. Reading is the best habit of successful people around the world.
Invest in yourself by buying or borrowing books and reading them. When reading becomes a habit, you will notice a tremendous transformation of your life and overall behavior.
Furthermore, reading gives you access to pick the minds of successful people most reasonably. Reading is inexpensive or even free at your local library. Also, you can get an audiobook to make the process easier.
7. Take A Course and Enhance Your Skillset
You can learn new skills by enrolling in courses. This could help you gain promotion in your career or pave the way for you to recognize, adjust, and follow a new career path.
To improve your skillset, you can sign up for online classes or attend seminars. Irrespective of your beliefs and methods, try to gain knowledge from successful people and never stop learning because the moment you stop, you become obsolete.
Some free or inexpensive resources to enhance your skillset include:
- Read Books (visit your local library and rent books for free)
- Watch YouTube videos (Most of them are free)
- Blog posts (Look for a blog in your field and read)
- Podcasts (they are the trending way to listen to your favorite things)
- Local meetups
8. Look After Your Body
If you put time management as your top priority, then your body should come in second. Ensure you dedicate enough time to exercising to keep your body fit and healthy.
You can prevent diseases, increase your energy level, lift your mood, and sleep better if you exercise regularly.
Also, maintain proper dieting. Plan what you eat and when to eat it to keep you from making unhealthy dietary choices. It will enhance your looks and energy as well as increase the longevity of life.
If you need extra motivation to get healthy, check out these 16 Legit Apps That Pay You to Walk in 2020
These apps pay you to track steps, exercise, and sleep, and eat healthily.
9. Start A Side Hustle
If you are tired of your 9 to 5 routine, starting a side hustle might be your next best option. Apart from earning on the side, you learn new skills, and how much can change in a few months.
Having a side hustle that you are passionate about makes the whole process easier and fun. You can make money legitimately in the modern world if you have the right skill and passion for the job. Above all, you might end up replacing your regular job with the side hustle if it becomes stable.
Do you want to start a side hustle? Want to work online? Do you want to feel happier at your job? You can do all these things. What’s holding you back?
Some side hustle options:
- Start a blog
- Tutoring kids on Course Hero
- Driving with Uber or Lyft
- Delivering food for Uber Eats
- Selling on Amazon and eBay.
- Start freelancer job on Fiverr or Upwork
10. Eliminate All Debts
Are you in debt? The best step to take in this situation is to find possible ways to raise money and upset the debts. Make time to draft a budget and a payment schedule to help keep you on track while becoming debt-free.
11. Save Your Money
For every income you earn, you should save a portion of it, and the savings much not be touched except you need an emergency fund.
You can also map out a project for the saved money; it could be buying a new home, your children’s trust fund, or taking a trip. Decide on how much you wish to be saving from every income and follow it judiciously.
The money you save is your backup plan for unforeseen circumstances; therefore, you should take it seriously.
The big question you need to ask; Are you saving for your future? Have you started saving for your retirement? If that’s you, get started today with Acorns.
Here are some more resources that can help you save:
- 55 Simple Frugal Living Tips To Save Money In 2020
- 10 Super Easy Ways To Save Money – Start Saving Today
- 11 Ways You’re Wasting Money Without Realizing It
12. Invest Wisely
As the saying goes; Investing your money is investing in yourself.
Together with saving, map out a small chunk to invest in appreciable assets. If you are risk-averse, you could invest in government bonds, mutual funds, or co-operatives.
For the high-risk takers, stocks, binary options, commodities, forex, and real estate are your best options.
Furthermore, you can pay off high-interest credit card debt or opening a savings account to build their emergency fund.
Always research thoroughly before investing your money in any business and apply diversification.
13. Find a Mentor
If you want to change your future, find yourself a mentor. When you have a mentor, your journey to success becomes easier. This is because your mentor is a successful person and has passed through the same processes.
Choosing a person from your interested field will help pave way for you and your ambitions.
We all need someone we can look up to; This person can advise and give you tips on how to swim the tides.
I do have some business and blogging mentors I look up to; I visit their blog and focus to keep myself updated.
Mentorship is like having a cheat code for life; you can learn and avoid the mistakes made by your mentor.
14. Quit Procrastination
Procrastination is one of the things you should avoid when you want to accomplish a task.
While this might be a daunting task to undertake, it is highly necessary if you want to have a brighter future.
Beating procrastination helps you enhance your personal growth as well as become a stronger and better person.
Therefore, you need to identify your lapses, acknowledge that they exist, and work towards conquering them.
15. Hobbies & Creativity
Are you tired of doing the same thing repeatedly? From 9-5 job to taking care of your family. Having a hobby is one of the best ways to relieve yourself from stress.
Look for only 30 minutes for yourself; use the time to do something that makes you happy. Happiness is one of the best ways to invest in yourself. Look for what makes you happy and go for it, invest in it, and create a better future.
Creativity can lead to so many things in life; spice up whatever thing you are doing. It allows us to be inspired, have fun, and appreciate the beauty in the world.
When you invest in yourself, you stand a better chance of experiencing tremendous growth in life. Most of these don’t require money but time.
In other to do better and experience growth in your life, you need to invest in yourself. Use financial Apps to Save and Invest and improve your finances.
Investing in yourself financially, physically, emotionally, spiritually will allow you to become the best version of yourself.
So, follow our guide, check the places you’ve been lagging, and work on getting better. A brighter future awaits you if you do so.
How do you plan to invest in yourself? Let me know in the comment section.
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